Frequently asked questions
Whose situation are the amounts calculated for?
Using the 2026 amounts for a higher education student living independently. Your own income and housing arrangement affect the result.
Who gets student loan compensation?
Completed a higher education degree within Kela's time limit. More detailed conditions are in the student loan compensation guide.
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Also read
- Joint application 2027: application periods, results and how to apply correctly
- Student financial aid 2026: amounts, income limits and adult study options
- Student loan compensation 2026: who gets it and how to apply
The calculator gives an indicative estimate and does not replace the advice of an authority, bank, insurer or accounting firm. The calculator's figures and their sources are shown below the calculator.